Savings challenge Sunday plus sinking funds stuffing: heart attack edition

Classroom wish list:
I teach in a high poverty area on a campus with a high food insecurity rate, so I like to keep snacks available in my classroom and my office for my students:

Bingo, Alphabet, Roth IRA, Oh $h!t, and all my other savings challenges can be purchased at:

My freebie printables (24 envelope challenge, star notes, subscriber tracker, etc.) can be found on my site:

YouTube Likes savings challenge can be purchased at:

Llama mystery scratcher and Hello Kitty cash placeholder can be purchased at:

Bike savings challenge can be purchased at:

Roll the dice challenge can be purchased at:

Back-to-School Mystery Scratch-Off challenge and pet saving challenge can be purchased at:

Playing card challenge can be purchased at:

August savings challenge (back to school) can be purchased at:

Cash placeholders & mystery scratch-off challenge can be purchased at:

$2022 in 2022 savings challenge can be purchased at:

Amazon savings challenge can be purchased at:

Thank you for joining me on my debt-free journey! I started with over $100,000 in debt and have paid off over $60,000. I’m currently on an even tighter budget than usual while on sabbatical for one year but am determined to keep chipping away at my debt during that time.

Contact info:
Denisse @ D vs Debt
PO Box 4504
Bisbee, AZ 85603

[email protected]

My printable shop:

My Amazon notebook affiliate links:
Busy Bee checklist notebook on Amazon:
Mija you’ve got this notebook:
Brain dump checklist notebook:
Corgi composition notebook
Blessed, stressed, & checklist obsessed notebook

My site:


Buy Me A Coffee (donate $1, $3, or $5)

Referral code for $5 bonus after your first transaction of $5 or more:

Referral links:

Visible unlimited wireless data, talk, & text (Verizon)
When you use my friend code, 37HNGSL, you’ll get your first month of service for only $5!

CashApp $5
I’ve been using Cash App to invest, send money and spend using the Cash Card. Try it using my code and you’ll get $5 after your first transaction of $5 or more. WQTGSDD

Venmo $10
Join Venmo to get paid and send money. Plus, earn $10 for signing up after you make a bank- or card-funded payment of at least $5 within 14 days.
Download the app using my referral link:

Get the app here & earn 2,000 points for your first receipt:

It’s a free app that gets you cash back on the stuff you buy everyday. Just use my referral code “uvefcjn” at registration. Sign up at →

Erin Condren:
If you create an account through this link they’ll email you a discount code for $10.

Sign up for Mercari and get up to $30. Here’s my invitation link :


Affiliate links:
Items I use for budgeting and my videos:

Gold placeholder money:

Cash sorter tray:

Mildliner highlighters:

Frixion Erasable Pens:

Dot markers:

Mini binder envelopes (2”x3”)

Clear Zipper Cash Envelopes with Letter Stickers:

Laminator sheets 5 MM:


Arc paper punch:

SavvyCents Wallet

Book: The Year of Less: How I Stopped

Book: The Spender’s Guide to Debt-Free Living:

Book: Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School

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