Thank you for joining me on my debt-free journey! I started with over $100,000 in debt and have paid off over $60,000. I’m currently on an even tighter budget than usual while on sabbatical for one year but am determined to keep chipping away at my debt during that time.
Bingo, Alphabet, Roth IRA, Oh $h!t, and all my other savings challenges can be purchased at:
https://4thecreator.com/shop/ols/categories/d-vs-debt
My freebie printables (24 envelope challenge, star notes, subscriber tracker, etc.) can be found on my site:
https://sites.google.com/view/dvsdebt/home
YouTube Likes savings challenge:
https://4thecreator.com/shop/ols/products/youtube-like-challenge
D buck savings challenge:
https://www.etsy.com/shop/ReinventingRene
Llama mystery scratcher and Hello Kitty cash placeholder:
https://www.etsy.com/shop/shehascashandplans
Bike savings challenge:
https://www.etsy.com/listing/1227671744/
Hop into investing challenge:
https://4thecreator.com/shop/ols/products/hop-into-investing-challenge
Back-to-School Mystery Scratch-Off challenge and pet savings challenge:
https://www.etsy.com/shop/CyndicatBudgets
Playing card challenge:
https://www.etsy.com/listing/1156137296/playing-cards-savings-challenge-includes
Back-to-school savings challenge freebie from Celissa at Beautifully Me and You:
https://drive.google.com/file/d/11-tHrU1Ka29RH6pTJ5Wq8JSJMfJql7IO/view
August savings challenge (back to school):
https://baddiesandbudgets.com/collections/digital-downloads/products/monthly-savings-trackers-digital-download
$2022 in 2022 savings challenge:
https://www.etsy.com/listing/1126314557/year-of-the-tiger-2022-savings-challenge
Contact info:
Denisse @ D vs Debt
PO Box 4504
Bisbee, AZ 85603
My site:
https://sites.google.com/view/dvsdebt/home
My printable shop:
https://4thecreator.com/shop/ols/categories/d-vs-debt
Donations:
Classroom wish list:
I teach in a high poverty area on a campus with a high food insecurity rate, so I like to keep snacks available in my classroom and my office for my students.
https://www.amazon.com/hz/wishlist/ls/T00T64B0UXN4?ref_=wl_share
Buy Me A Coffee (donate $1, $3, or $5)
https://www.buymeacoffee.com/D.vs.Debt
CashApp:
$dvsdebt
https://cash.app/$dvsdebt
Referral code for $5 bonus after your first transaction of $5 or more: https://cash.app/app/WQTGSDD
Referral links:
Visible unlimited wireless data, talk, & text (Verizon)
When you use my friend code, 37HNGSL, you’ll get your first month of service for only $5!
https://www.visible.com/get/37HNGSL
CashApp $5
I’ve been using Cash App to invest, send money and spend using the Cash Card. Try it using my code and you’ll get $5 after your first transaction of $5 or more. WQTGSDD https://cash.app/app/WQTGSDD
Venmo $10
Join Venmo to get paid and send money. Plus, earn $10 for signing up after you make a bank- or card-funded payment of at least $5 within 14 days.
Download the app using my referral link: https://get.venmo.com/tXkSBfdrcmb
Fetch!
Get the app here & earn 2,000 points for your first receipt: https://fetchrewards.onelink.me/vvv3/referraltext?code=3A9BM1
Ibotta!
It’s a free app that gets you cash back on the stuff you buy everyday. Just use my referral code “uvefcjn” at registration. Sign up at → https://ibotta.onelink.me/iUfE/1005cd3f?friend_code=uvefcjn
Canva
https://www.canva.com/join/ndb-ksl-vvx
Buy and sell on Mercari. Get up to $30 when you get started. Use code JCYAGE when you sign up with my link: https://merc.li/9JuSnUb
Affiliate links:
Items I use for budgeting and my videos:
Gold placeholder money:
https://amzn.to/39KFLVa
A5 binder and zip envelopes:
https://amzn.to/3yR8pfB
Cash sorter tray:
https://amzn.to/3BS9RhB
Leopard background mouse pad:
https://amzn.to/3AYxisC
Locock calculator:
https://amzn.to/3vokA2P
Mildliner highlighters:
https://amzn.to/3tCArbX
Frixion Erasable Pens:
https://amzn.to/3nhWC5Q
Dot markers:
https://amzn.to/38SBElQ
Mini A9 binder with envelopes (2”x3”)
https://amzn.to/3cg6WI2
Clear Zipper A6 Cash Envelopes with Letter Stickers:
https://amzn.to/3ySB5mA
Laminator sheets 5 MM:
https://amzn.to/3RJTLQ1
https://amzn.to/3uYeLJ6
Laminator:
https://amzn.to/3PETaNK
Arc paper punch:
https://amzn.to/2Yvcqry
Book: The Year of Less: How I Stopped
https://amzn.to/3l5wc4z
Book: The Spender’s Guide to Debt-Free Living:
https://amzn.to/3jUYMGu
Book: Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School
https://amzn.to/3DVmzhw
My Amazon notebook affiliate links:
Busy Bee checklist notebook on Amazon:
https://amzn.to/30M6jAk
Mija you’ve got this notebook:
https://amzn.to/3r5cdYn
Brain dump checklist notebook:
https://amzn.to/3kVX9II
Corgi composition notebook
https://amzn.to/3xdbWUd
Blessed, stressed, & checklist obsessed notebook
https://amzn.to/2Zekcab
